Get Insured and Get an Agent
A good insurance agent should have positive qualities and personality traits. Some qualities of a good insurance agent are putting the client first, strong customer service, empathy skills, high energy level, persistence, honesty, wide array of products, and technical knowledge. These qualities of a good insurance agent mean that they can give you quotes for auto insurance, how to choose car insurance, how to find life insurance, find life insurance policies, and get life insurance advice.
Qualities of a good insurance agent mean they will not let you go without insurance. According to the Genworth LifeJacket Study of 2011, out of Americans that have life insurance, 40% feel they do not have enough. Approximately 83% of Americans do not purchase more life insurance because they feel it is too expensive. Some stats that an insurance agency can offer will prove they have the qualities of a good insurance agent. For example, in the United States, life insurance companies pay out an average of $1.5 billion dollars each day through policy coverage. Those with life insurance have an estimated $4.5 trillion invested in the United States economy.
When it comes to health and car insurance, positive qualities of a good insurance agent will keep you updated with the latest information such as Americans believe that health insurance costs three times the actual price according to LIMRA research. Also according to LIMRA’s 2012 report, “Closing the Insurance Gap: One Household at a Time”, there is approximately $15.3 trillion dollars of unmet health insurance needs in the United States. Only 62% of Americans have health insurance according to LIMRA’s Life Insurance Barometer Study of 2013.
When it comes to car insurance, the average driver in the United States will file an auto accident claim every 17.9 years on average. The auto insurance industry in the United States generates an estimated $178 billion in revenue according to IBIS World Research. IBIS World Research also states that there are approximately 1,988 auto insurance companies in the United States but an agent with the qualities of a good insurance agent would already know that. Find out more about this topic here.